Website Disclaimer
Last updated: September 27, 2026
Please read this disclaimer carefully before using the Sterling Arc Group website.
General Information Only
The information on this website is provided for general educational and informational purposes. It is not intended to replace a personalized review of your needs, objectives, eligibility, financial circumstances, or existing coverage.
No Professional Advice
Nothing on this website constitutes legal, tax, accounting, investment, medical, or other professional advice. You should consult an appropriately qualified professional regarding your individual circumstances before making a decision.
No Client Relationship Created by Website Use
Visiting this website, submitting a form, sending an email, scheduling a consultation, or receiving general information does not by itself create an insurance contract, bind coverage, create an attorney-client relationship, or establish any other professional relationship requiring Sterling Arc Group or a third party to provide services. A relationship exists only when the applicable requirements for that service have been satisfied and, where relevant, confirmed in writing.
Trust, Will, and Estate-Planning Information
Sterling Arc Group is not a law firm, and information on this website concerning trusts, wills, beneficiaries, estate planning, or related strategies is educational only. Website content, referrals, forms, or discussions with insurance professionals do not create an attorney-client relationship. Legal documents and legal advice should be reviewed or provided by an appropriately licensed attorney or other legally authorized provider.
Insurance Coverage and Product Availability
Insurance products and services are subject to state availability, applicable licensing and appointment requirements, eligibility requirements, underwriting, carrier approval, policy terms, exclusions, limitations, and other conditions. Not every product or service is available in every state or to every person.
Sterling Arc Group is an insurance brokerage and service organization, not the insurance company that underwrites or issues a policy. Insurance products are offered only through appropriately licensed professionals and authorized insurers where required. The issuing insurance carrier is solely responsible for underwriting, policy issuance, contractual guarantees, claims obligations, and benefits under its policy.
References to a specific carrier, policy feature, rate, premium, bonus, crediting method, or illustration are subject to applicable carrier materials, approvals, and state insurance advertising requirements. Carrier-approved policy forms, illustrations, disclosures, and contracts control over any general website description.
No insurance coverage may be bound, changed, renewed, or canceled through this website, an email, or a website form. Coverage becomes effective only as stated in a policy or other written confirmation issued by the applicable insurance carrier. If information on this website differs from an issued policy or carrier document, the policy or carrier document controls.
No Guarantees
Examples, rates, illustrations, benefit descriptions, calculations, and projections are provided for informational purposes and may change. They do not guarantee eligibility, approval, coverage, premium, benefits, tax treatment, investment performance, or future results.
Indexed Insurance and Annuity Information
Indexed life-insurance and indexed-annuity products are insurance contracts and are not direct investments in a stock-market index. Depending on the contract, credited interest or policy values may be affected by participation rates, caps, spreads, floors, fees, policy charges, surrender charges, index-crediting methods, and other contract terms. Index performance does not guarantee credited interest or future policy values, and past performance does not predict future results.
Medicare and Government Programs
Sterling Arc Group is not connected with or endorsed by the United States government or the federal Medicare program. Plan availability, benefits, premiums, provider networks, formularies, and eligibility vary by location and individual circumstances. For official Medicare information, visit Medicare.gov or call 1-800-MEDICARE.
This general Website Disclaimer does not replace any standardized Medicare Advantage or Part D disclosure required by the Centers for Medicare & Medicaid Services (CMS) for a particular marketing page, communication, call, or Third-Party Marketing Organization activity. Where such a disclosure applies, the specific CMS-required disclosure for that material or interaction should control.
Health Insurance Marketplace
This website is not HealthCare.gov and is not affiliated with or endorsed by the federal government. For official Health Insurance Marketplace information and all available options, visit HealthCare.gov.
Compensation Disclosure
Sterling Arc Group or its licensed insurance professionals may receive compensation from insurance carriers when insurance products are purchased. Compensation may vary by carrier and product. You may ask us for additional information about our role and compensation.
Life Settlements
Life-settlement eligibility, valuations, offers, and transaction requirements vary by policy, insured, provider, state law, and market conditions. A life settlement may have tax, estate-planning, creditor, public-benefit, or other financial consequences. Consumers should review the transaction carefully and consult appropriate legal, tax, or financial professionals regarding their circumstances before completing a life settlement.
AI-Assisted Communications and Technology
Sterling Arc Group may use artificial intelligence or automated tools to assist with CRM workflows, customer-service responses, lead follow-up, scheduling, or other administrative communications when such tools are implemented. These systems are support tools only and do not independently bind insurance coverage, determine final underwriting eligibility, provide legal or tax advice, or guarantee any insurance or financial outcome.
Automated, artificial-voice, prerecorded, or similar marketing communications will be used only where permitted by applicable law and where any legally required consent has been obtained. Consent to such communications is not a condition of purchasing insurance products or services and may be revoked as provided in the applicable communication or our Privacy Policy.
Third-Party Information and Links
This website may refer or link to third-party websites, carriers, providers, or resources. Sterling Arc Group does not control and is not responsible for third-party content, availability, privacy practices, security, or services. A link does not imply endorsement.
Accuracy and Updates
We aim to keep website information accurate and current, but we do not warrant that every page is complete, error-free, or up to date. Information may be changed or removed without notice.
Limitation of Liability
To the fullest extent permitted by applicable law, Sterling Arc Group will not be liable for loss or damage arising from reliance on this website, inability to use the website, or use of third-party content. Nothing in this disclaimer excludes liability that cannot legally be excluded.
Contact Us
Questions about this disclaimer may be sent to:
Sterling Arc Group
3275 W Hillsboro Blvd, Suite 309
Deerfield Beach, FL 33442
Email: info@sterlingarcgroup.com
Phone: +1 (754) 241-9294